i told u peeps i would let u know what my rent increase would be this year if i found out
well they left the lease renewal letter at my door and i found out the rent increase for this year would be an extra $124.30 per month i've experienced rate increases before but nothing close to this i'm so grateful the Lord has blessed me with this house.. my mortgage is already less than my rent even without this rent increase.. and to think my rent would up up even higher if i were to renew? and its not like i would be paying for anything new.. it would just be more money for the exact same services i'm so grateful the Lord allowed me to get this house.. its bigger than my apartment, and costs less, and i can make as much noise in there as i want, i have land, etc etc to anyone who wants out of renting let me tell u what u need based on my experience (i would say for the most part, this list actually is order specific) 1. good credit score 2. steady job 3. i'd say try to have at least about 5 grand in the bank (u could probably get by with a little less but 5 grand is a good amount so that when they hit u with fees, u can cover them without issues) 4. get a good realtor.. i didn't shop around for a realtor, i just used the one who popped up, but when i say "good realtor" i mean someone who makes u feel like things are possible.. my realtor early on was like "i definitely think we can get something" she made homeownership feel possible to me when it seemed like a pipe dream to me not long prior 5. gather all your information.. check stubs of last few months, tax returns of last few years, copy of driver's license, copy of social security card, jot down your previous addresses, etc.. just gather all your stuff up now so when they ask u can just send it and go back about your business.. if u can have all your information on hand and send it immediately with no issues, then things will feel easier for you.. u will be more inclined to feel like they're working for u as opposed to like ur working for them (when i say "them" i pretty much mean the mortgage lender) anyway, stay up peeps edit: just thought of this.. your student loans should be fine, but if you have outstanding debt or credit card debt, i'd say try to knock it out.. this includes if u have a car note in my opinion.. try to knock these types of things out.. car note, credit card debt, unpaid bills, etc
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enid and seymourthe transition.. and the last hurdle archives
August 2023
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